Account and Product Disclosures

Below you will find information and documents regarding various matters relevant to clients' accounts and products at Baird,
and certain investments clients may make through Baird.

• Annual Disclosure Notice
• Annuities Disclosure
• Baird OnLine Viewing Agreement
• Certificate of Deposit Disclosure
• Dividend Reinvestment Program Brochure 
• Electronic Funds Transfer Services and Cash Management Program Debit Card
• Extended Hours Trading Risk Disclosure Statement
• Important Information About Auction-Rate Securities
• Important Information About Fixed-Income Securities Featuring a Survivor’s Option (or “Death Put”)
• Important Information About Fund of Hedge Funds
• Important Information About Investing in Municipal Bonds
• Important Information About Leveraged and Inverse Funds
• Important Information About Non-Rated or Low-Rated Securities 
• Important Information Regarding Managed Futures
• Insured Money Market Account Information Statement
• Margin Account Facts
• Mutual Fund Disclosure
• Mutual Fund Investing
• Notice of Margin Rate Changes - December 2008 
• Private Investment Management (Commission-Based Pricing) Disclosure
• Routing of Equity Orders
• Safety of Client Assets
• Schedule of Fees and Services Charges
• Structured Product Disclosure
• Supplemental Information
• Understanding Check 21
• Variable Rate Demand Note Disclosure