Cash Management Program
Offering convenience and simplicity in one easy-to-use account.
Cash Management connects your long-term investment relationship with your day-to-day banking needs.
Key Benefits for You
- Convenient access to your cash balance through a Platinum Visa® debit card and checks, with free check orders plus check expense tracking to help with budgeting and planning.
- A direct deposit option allows you to easily deposit payroll, Social Security, pension and other recurring payments into your Cash Management account.
- eBill Management allows you to receive, review, track, pay and organize all your bills online.
- Debit Card Award Program1 earns points towards cash back when your card is used for qualifying purchases.
Benefits are offered at three levels, based on household assets at Baird: Cash Management Standard, Cash Management Select and Cash Management Premier.
| Cash Management Standard Household Assets With Baird <$100,000 |
Cash Management Select Household Assets With Baird $100,000 – $1,000,000 |
Cash Management Premier Household Assets With Baird >$1,000,000 |
|
| Minimum Balance | $25,000 in cash and/or securities | No minimum balance required | No minimum balance required |
| Annual Fee | $150 | Complimentary | Complimentary |
| Awards Points1 | • Award points earned for spending • 100,000 annual cap • Four-year expiration |
• Award points earned for spending • 100,000 annual cap • Four-year expiration |
• Award points earned for spending • 250,000 annual cap • Four-year expiration |
| Debit Card | • Platinum Visa® with a purchase limit of $9,999/day • 24/7 fraud protection • ATM access through Visa® networks with a withdrawal limit of $500/day2 |
• Platinum Visa® with a purchase limit of $9,999/day • 24/7 fraud protection • ATM access through Visa® networks with a withdrawal limit of $500/day2 |
• Platinum Visa® with a purchase limit of $25,000/day • 24/7 fraud protection • ATM access through Visa® networks with a withdrawal limit of $1,500/day2 |
| ATM Fee Rebates | Not available | Rebates for up to five ATM transaction fees/month3 | Rebates for ATM transaction fees3 |
| Checking | • Expense monitoring • Free checks |
• Expense monitoring • Free checks |
• Expense monitoring • Free checks |
| eBill | Available | Available | Available |
| Direct Deposit | Available | Available | Available |
To learn more about the Cash Management Program, please contact your Baird Financial Advisor.
1Participation is restricted to individuals who are U.S. account holders. Corporations, partnerships and similar accounts are ineligible. However, living trusts are eligible to receive awards points provided the tax I.D. and Social Security number are the same. Please see the complete Baird Cash Management Debit Card Award Program Rules. A “Qualifying Purchase” is any signature-based purchase, non-ATM PIN-based transaction, Internet purchase, phone or mail order purchase, or automatic bill payment made with an enrolled card.
2Subject to the limits of a particular ATM (you may not be able to withdraw the full amount from one machine)
3$10 rebate limit per transaction. Applies to U.S. transactions only.