Help - Overview

The Household Overview Screen provides a summary for each account in your household. The total value, unrealized and realized gains/losses and estimated annual income are reported for each account. The total value includes both assets held at Baird and assets networked to your Baird account.

Account Number
The Account Number is the eight-digit number assigned to your account

Name
Name is the friendly name you designate or the short name assigned to your account. Clicking on the account name will allow you to view the Summary Asset Allocation page for the account you have accessed.

Nature of Account
The Nature of Account is a description of the account type based on your account registration.

Cash Equivalents
Cash Equivalents represents the total balance of cash, margin loans and money market balances in your account.

Security Value
Security Value is the value of your securities using the most recent market price available.

Market price for securities traded on an exchange and the NASDAQ will be reported on a 20-minute delay. The price for mutual funds will be the Net Asset Value as of market close of the previous day. For securities traded less frequently, Baird relies on third-party pricing services or a computerized pricing model, which does not always reflect actual market values. Similarly, some annuity market values provided by outside sponsors are estimates. Please contact your Baird Financial Advisor for additional information on current pricing on specific securities.

Total Value
The Total Value is the sum of the Cash Equivalents and the Security Value(s) in your account(s). The value of your securities is determined by using the most recent market price available.

Market price for securities traded on an exchange and the NASDAQ will be reported on a 20-minute delay. The price for mutual funds will be the Net Asset Value as of market close of the previous day. For securities traded less frequently, Baird relies on third-party pricing services or a computerized pricing model, which does not always reflect actual market values. Similarly, some annuity market values provided by outside sponsors are estimates. Please contact your Baird Financial Advisor for additional information on current pricing on specific securities.

Cost
Cost represents the total cost of your holdings as of market close of the previous business day. This information is derived from transactions made in your account or information supplied by other sources.

The accuracy of your cost-basis information cannot be guaranteed. Certain transactions resulting from reorganization activity — including, but not limited to, mergers, acquisitions, exchanges, tenders, conversions, spin-offs, and stock distributions — may have complex tax ramifications, which may require adjustments to the cost basis of the assets acquired and/or disposed. Please consult a tax advisor for guidance in handling these transactions.

Unrealized Gain/Loss
The unrealized gain or loss is the difference between the current market value and the cost of the security positions held in your account as of market close of the previous business day. If any value or cost amounts are missing, the unrealized gain or loss will not equal the total value minus the total cost.

YTD Realized Gain/Loss
The year-to-date realized gain or loss is the difference between the total cost and the total proceeds from the sale or redemption of securities in your account during the current year.

To calculate gains and losses, the highest cost position has been liquidated first, unless you have instructed your Baird Financial Advisor differently (i.e., on a first-in first-out basis). The realized gain or loss totals are presented for your information only and should not be used for tax reporting purposes. Please rely on your transaction confirmations and IRS Form 1099 when preparing taxes.

Estimated Annual Income
Estimated Annual Income provides the amount of income estimated to be distributed in a year based on the securities in your accounts. The estimated annual income is calculated by annualizing recent interest and/or dividend payments.

The income estimate does not reflect historical experience or project future results. A third party may have provided this information to us. We cannot guarantee its accuracy.